ABSTRACT
Working capital, as the name implied comprises capital that are not used for long-term investment. Thus, the instrument used for collecting the data are questionnaire and official document of the bank (Bank PHB), the researcher used mean statistic, method to analyze the data and extract the findings. However, emphasis should be directed towards systematic introduction of appropriate technology for control and management information system purpose. Indeed a financial data is relevant in banking industries. The introduction of the method in the banks to take care of the determination of cash balances for different periods in as much as experience is a good teacher, a scientific forecasting method should be introduced. The study would be of benefits to students, banking and institution i.e. it would enable students carryout research and persuade learning on issues that has to do with working capital management. The majority of the documents shows how working capital management had made it possible on the operational exercise and providing services of the banks in Nigeria.
TABLE OF CONTENTS
Title Page i
Declaration ii
Approval page iii
Dedication iv
Acknowledgement v
Abstract vi
Table of contents vii
CHAPTER ONE
1.0 Introduction 1
1.1 Background of the Study 1
1.2 Statement of the Problem 3
1.3 Objectives of the Study 4
1.4 Significance of the Study 5
1.5 Research Questions 6
1.6 Scope of the Study 7
1.7 Limitation of the Study 7
CHAPTER TWO
Literature Review
2.0 Introduction 11
2.1 Concept of Working Capital Management 11
2.2 Characteristics of Working Capital Management 15
2.3 Working Capital Component in Banking Sector
2.4 The Meaning and Importance of Cash Management in the Bank
2.5 Approaches to Working Capital Management 18
2.6 Determinant of Working Capital 21
2.7 Financial Working Capital 22
2.8 Management for Cash and Marketable Securities 23
2.9 Summary of the Review
CHAPTER THREE
Research Methodology
3.1 Introduction 26
3.2 Research Design 26
3.3 Area of Study 27
3.4 Population of Study 27
3.5 Sampling Size and Sampling Techniques 28
3.6 Instrument of Data Collection 28
3.7 Validation of Instrument 28
3.8 Reliability of Instrument 29
3.9 Method of Data Collection 30
3.10 Method of Data Analysis 31
CHAPTER FOUR
Data Presentation and Analysis
4.0 Introduction 33
4.1 Characteristics of Respondents 34
4.2 Presentation of Data and Analysis 36
4.3 Summary of Findings
4.4 Discussion of Findings
CHAPTER FIVE
Summary, Conclusion and Recommendation
5.0 Introduction 49
5.1 Summary 49
5.2 Conclusion 50
5.3 Recommendations 51
Reference 54
Appendix I 55
Appendix II
